You're paying an AMC for a process you could run yourself. Bring it in-house and keep the margin, the control, and the relationships.
We're not an AMC. We're the software that runs one. Credit unions run their whole appraisal desk in this system.
A typical AMC charges about $150 an order to manage it. Appraisal Desk runs the same work for $55, flat. The $95 difference is yours, on every order.
$247,000 a year at 50 orders a week.
Appraiser fees are separate and unchanged. This is the management fee: what it costs to run the order, not the appraisal itself.
A credit union is member-owned. Every dollar kept is a dollar working for members: better rates, more lending capacity, more service.
This is the management fee difference: $150 typical AMC vs $55 Appraisal Desk, on every order. Appraiser fees are separate and unchanged.
No desk at all, everything goes to an AMC. The business case starts from scratch: the math, the pre-built panel, the built-in quality and compliance. You'll need a person or two running the desk, and the savings funds them many times over.
At 50 orders a week, $247,000 a year funds a lot more than one desk coordinator.
You have the team and the process. You still route orders through an AMC. The "we'd have to build a department" objection is already dead: the people exist. The only change is the software and who keeps the margin.
This is where we see credit unions move fastest.
Volume goes up and you beg for headcount. Volume goes down and someone questions why the department exists. You have no data to prove your team's value. Your team handles more without adding people, everything you rely on today lives here too in one system, and since UAD 3.6 forces a change anyway, move once.
The complete capability list is here. Nothing you rely on is missing.
You're not starting from zero. Thousands of vetted appraisers are already on the platform, and your orders reach the right local ones the day you go live.
Automated rotation puts your orders in front of qualified appraisers by grade and geography. No panel-building project. No begging appraisers to join one more portal. The network effect works both directions: appraisers sign up once and get work everywhere, which means every desk on the platform gets a deeper bench.
Every report is checked before a human ever opens it, and every appraiser is graded on every report. Good work earns the next order. That's how quality runs without an AMC in the middle.
Every order, every dollar, every document, every change: logged automatically. When your examiner asks, the answer already exists.
For a credit union, the first filter on any vendor is "will this survive our exam?" So we answer it before you ask. Nothing here is a binder we assembled for the audit. It's just how the platform works.
Low-risk, operator-led migration: people who have run this exact switch move you over without an IT project. Your team stays in control, and the platform is ready the day you are.
UAD 3.6 lands November 2026. If your platform (or your AMC's platform) is scrambling to retrofit, you'll live through that scramble. Switch to the platform that was built for it, and you make the transition once.
Compliance is built in, not bolted on. Every order, dollar, document, and change is logged automatically. Appraiser independence is enforced in the workflow. SOC 2 audited, PCI compliant. The examiner question is answered before you ask it.
There's no IT lift. This is hosted software your team logs into. Migration is operator-led, not IT-led. Your IT team reviews security paperwork, and that's it.
Independent software keeps you compliant and in control. You own the appraiser relationships. You own the data. You own the process. An AMC gives you convenience at the cost of visibility and margin. The platform gives you both.
Your team. And the savings funds it. At 50 orders a week, $247,000 a year funds a coordinator many times over. The platform handles the busywork. Your people handle the judgment calls.
See Appraisal Desk run a real order end to end, and bring your volume numbers. We'll show you exactly what your credit union keeps.
Book a Demo