For Lenders and AMCs: Appraisal Desk

What Appraisal Desk does

Everything your desk needs, in one platform.

From order received to appraiser paid. Here's what's included.

Order Management

Create, assign, and track orders from intake to completion.

Order Payments

Collect payment from borrowers, lenders, or a configured split. Per-order flexibility.

Appraiser Payout

Automatic payment to appraisers when a lender approves an order. No manual steps.

AMC Fee Management

Configure and track AMC fees per order. Every party sees their transaction.

Document Management

AI scans and renames incoming documents automatically. No more manual sorting.

Financial Transparency

Every price adjustment tracked, attributed, and timestamped. Get the financial reports you want, when you want them.

Nationwide Pricing

Tired of managing rate sheets? We dynamically update our nationwide product pricing based on appraisal data and demand.

1099 Issuance

Issue 1099s to appraisers directly from the platform at year end.

Appraiser Panel

Manage your panel or tap into our nationwide network. Automated rotation built in.

LOS Integration

Connect to your loan origination system. Ask us what's currently supported.

UAD 3.6 Compliance

Built around the new standard from day one. Everything already compliant.

Refund Management

Process refunds and track credit card fees inside the platform.

PCI Compliant

Payment processing meets PCI DSS standards. Your borrowers' data is handled securely.

SOC 2 Compliant

Built and operated to SOC 2 standards. Security and availability you can point to.

GSE Submissions

Auto-submit appraisals directly to Fannie Mae and Freddie Mac from inside the platform.

Save hours each week with AI that handles the tedious work

Enable your team to handle twice the order volume without adding headcount

Built around UAD 3.6 from day one. Your team knows what's changing.

The industry problem

Every appraisal platform has a financial blind spot.

Most platforms do one thing with money: collect it, take a cut, and move on. The appraiser gets paid weeks later, and if you've ever wondered why appraiser quality varies, the payment timeline is part of it. After that, reconciliation is someone's laptop, a QuickBooks export, and a thread of email attachments trying to piece together whether last month actually closed clean. It usually didn't.

This isn't a small problem. It affects every order, every month, and every appraiser relationship you're trying to build.

Here's what nobody talks about: appraisers notice who pays them fast and who makes them wait. That shows up in the quality and priority of the work they send back to your desk. The lender who pays appraisers on time gets better appraisers. That's a real competitive advantage, and almost nobody is using it.

What the money trail usually looks like

Borrower pays

Platform collects, takes its fee

Money moves

Passed along. Tracking stops here.

Order closes

Appraiser gets paid. Eventually. Somehow.

Month end

QuickBooks. Spreadsheet. Email thread. Woof.

Here's Appraisal Desk

The only appraisal platform that tracks the full money trail.

This isn't software built by a team that interviewed some industry people. It ran in production at a real AMC for over a decade, built specifically to solve the financial blind spot every other platform ignores.

Can we agree a good platform should

✓

Track every dollar from borrower payment to appraiser payout, inside one system.

✓

Pay appraisers automatically when the order closes. Not weeks later. No one floats cash.

✓

Build the audit trail automatically. Every price adjustment tracked, attributed, and timestamped.

✓

Everything in one place. Reports, 1099s, refunds. Export it, pull a report, or hand it to your accountant. It's all there, organized.

How Appraisal Desk fixes it

Most platforms handle billing. Appraisal Desk handles the whole financial lifecycle.

From the moment the borrower pays to the moment the appraiser's payment clears, every dollar is tracked inside Appraisal Desk. Nothing leaves the system to live in a spreadsheet or an email thread.

In Appraisal Desk: customize who pays for each order, we collect the payment, and when the order closes we process payment to the appraiser and AMC automatically. Every adjustment has a timestamp. Every price change shows who made it, when, and how much. Every transaction is visible to every party. No chasing payments. No external invoicing. No spreadsheet at the end of the month.

Money flow in Appraisal Desk

Payment collected

Borrower, lender, or split. Configurable per order. Funds held in platform.

Order in progress

Every price change tracked. Who made it, when, how much. Automatic.

Order closes

Appraiser paid. AMC fee processed. Your portion logged. Everyone sees their amount.

After the fact

Refunds, reports, 1099s. All inside. Nothing leaves the system.

Side by side

With Appraisal Desk vs. without it.

Whether you're managing orders on your current platform or outsourcing to an AMC, here's the honest side-by-side.

With Appraisal Desk

✓One platform for billing, payments, and appraiser payout.
✓Every price change logged automatically. Timestamped, attributed, permanent.
✓AI renames incoming documents automatically.
✓Appraiser gets paid when the lender approves. No one floats cash.
✓1099s and financial reports generated inside the platform.
✓Built around UAD 3.6 from day one. Your team knows what's changing.
✓Your volume scales. Your headcount doesn't have to.

Without Appraisal Desk

✗Billing in one system, payments in another. Spreadsheet at month-end.
✗Price changes buried in emails and message threads.
✗Someone renames documents by hand. Every day.
✗Appraisers wait weeks to get paid. Someone's floating the cash.
✗1099s and reporting handled outside the platform.
✗UAD 3.6 is "ready" but nobody's explaining what it means for you.
✗Volume goes up. So does your headcount.

Which situation are you in?

Two starting points. One platform.

You're on an existing platform

You have order management. You don't have financial management.

Billing is tracked. Payments are handled somewhere else. Price changes live in email chains and message threads. Reconciliation happens outside the platform. 1099s are your problem.

Your platform handles billing. Appraisal Desk handles the whole financial lifecycle. Those aren't the same thing.

You're outsourcing to an AMC

You're paying for a process you could run yourself.

Many AMCs charge $100-$150 per order. At 50 orders a week, that's up to $390,000 a year leaving your organization for a process you have no real visibility into. You don't control the relationships. You don't control the turnaround. You see the invoice.

You could run your own desk, keep that margin, and have full visibility into every order. We can get your team operational in a week.

If you're already on a platform

Switching is real. Here's the honest version.

Before anything else, we want to understand your workflow: how your team operates, what your current process looks like, and what would need to be true for Appraisal Desk to be a real improvement. Not every team is the right fit right now, and if we're not, we'll tell you. If something needs to be built before the platform is right for you, we can talk about that too. We've done it before.

Once we agree it's a fit, here's what day one looks like: we configure your integrations, onboard your team, and get you processing test orders, all on the first day. From there we customize your products, pricing, rates, workflows, and operational automation. Your lending partners get notified of the change. Payment methods get set up. Within a week, you're processing real orders.

You'll have a transition period to finish out orders in your old system. Our support team is real people who know your process and the platform. Not a ticket queue.

If you're considering starting a desk

The credit union business case.

Many AMCs charge $100-$150 per order. At 50 orders a week, that's upwards of $390k a year leaving your organization. Appraisal Desk lets you bring that in-house. And you don't have to cut your AMC off overnight to try it.

Appraisal Desk comes with a nationwide appraiser network and quarterly-updated pricing based on real industry demand and order data. You can start on our defaults and be accepting orders in minutes. No configuration required to get going.

From there, scale at your own pace. Start with one order a week while the rest continue routing to your AMC. Customize pricing, workflows, and automation over time. The software is free to start, so there's no cost to testing it before you commit.

Not a hard cutover

You don't have to replace your AMC on day one, or ever if you don't want to. Most teams start with a small volume of orders, and scale up from there. It's a gradual transition, not a leap.

What switching actually looks like

Here's week one.

Day 1

Demo on a real account

Your use case, your questions. No scripted slide deck. You leave knowing if this is the right fit.

Days 2-3

Configure and migrate

We set up your account, migrate your appraiser panel, and configure your payment workflows.

Days 4-5

Team is in the platform

Walkthrough for your team. Questions answered by people who know the platform, not a help doc.

Week 2

You're live

Orders processing, payments tracking, audit trail building. We're still available if something comes up.

If it's not the right fit after the demo, we'll tell you. We'd rather you know before you commit than after. No pressure, no pipeline games. If you're a fit, we'll both know it by the end of the call.

Your appraisal desk is doing more work than it gets credit for.